How to Increase Your Credit Card Limit

Last updated February 18, 2025

A higher credit card limit can improve your financial flexibility and boost your credit score if used wisely. You can request a limit increase online in just a few steps.

Eligibility for a Credit Limit Increase

✅ You have been using your card for at least 6 months.

✅ Your credit score is good (typically above 700).

✅ You have a history of on-time payments.

✅ Your income has increased since you got the card.

How to Request a Limit Increase

🖥️ 1. Online Request

  • Log in to your credit card account on our website or app.
  • Go to "Manage Card" > "Request Credit Limit Increase".
  • Enter your updated income details (if applicable).
  • Submit the request and wait for approval.

📞 2. Call Customer Support

  • Call our helpline number and request a credit limit review.
  • You may need to provide salary slips or tax returns as proof of income.

🏦 3. Visit a Branch (Optional)

  • If required, visit a nearby bank branch with necessary documents.

🔍 4. Get Approval

  • Once approved, your new credit limit is updated instantly.
  • If denied, you may try again after 3-6 months of responsible usage.

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